MaiGuard — The Trust Layer for African Fintech
The trust infrastructure for African financial institutions: identity verification, real-time fraud & AML decisioning, agentic AI, and case management on one platform. Verify identity, stop fraud before it happens, and resolve cases — with AI risk scoring, configurable rules, and a developer-friendly REST API.
What MaiGuard does
MaiGuard brings identity verification, real-time fraud & AML decisioning, agentic AI, and case management together on one platform. It analyses each transaction in real time and returns a risk score (0–100) with a decision: ALLOW, REVIEW, or BLOCK. It is designed for African financial institutions — mobile money, digital lending, payment gateways, and neobanks — who need trust infrastructure that understands local transaction patterns.
Core capabilities
- Identity verification — BVN, NIN, CAC, document and biometric checks, with continuously monitored identity profiles
- AI risk scoring — sub-100 ms decisions via REST API
- Fraud rule engine — velocity rules, threshold rules, AML conditions, custom logic
- Shadow mode testing — run new rules in production without affecting live decisions
- AML monitoring — PEP and sanctions screening, transaction monitoring
- Agentic AI — an AI analyst that investigates, explains decisions, and takes supervised actions (allow, block, escalate) on approval
- Entity graph analysis — links customers, devices, IPs, and counterparties
- Behavioral biometrics — device fingerprinting and session signals via JavaScript SDK
- Case management — analyst review queues, audit logs, RBAC
- Integrations — REST API, JavaScript SDK, webhooks, database sync, AWS SQS, CSV/JSON batch imports
Who it is for
MaiGuard is built for African fintech companies: mobile money operators, digital lenders, payment gateways, neobanks, and any platform processing financial transactions. MaiGuard is live in Nigeria today, with expansion to additional African markets planned in the coming months.
Pricing
- Sandbox — Free. 10,000 API calls/month. No credit card required.
- Startup / Growth — Paid monthly plans with higher limits, ML scoring, and priority support.
- Enterprise — Custom pricing, unlimited volume, dedicated SLA, and implementation support.
See full pricing at maiguard.com/en/pricing.
Frequently asked questions
- How quickly can I integrate MaiGuard?
- Most developers complete integration in under 15 minutes using our SDKs. Sign up, get API keys, install the SDK, and make your first call.
- Do I need a credit card to start?
- No. The Sandbox plan is completely free with 10,000 API calls per month.
- Which programming languages are supported?
- Official SDKs for Node.js, Python, PHP, Go, and a browser JavaScript SDK. Any language that can make HTTP requests works with the REST API.
- What is shadow mode?
- Shadow mode lets you run new fraud rules in parallel with live traffic to see what decisions they would have made — without affecting real transactions. Use it to validate rules before going live.
- Where is MaiGuard available?
- MaiGuard is live in Nigeria today, with expansion to additional African markets planned in the coming months.
Trust & compliance
MaiGuard is operated by Maiguard Sentinel Limited. The platform is designed with NDPR-aligned data handling, configurable data retention, audit logs, and role-based access control (RBAC). Privacy policy, terms of service, and data retention policy are published at maiguard.com/en/privacy.
Developer resources