MaiGuard — Fraud Detection & AML API for African Fintech
Real-time fraud scoring and AML monitoring built for payment platforms operating in African markets. Detect fraud before it happens with AI risk scoring, configurable rules, and a developer-friendly REST API.
What MaiGuard does
MaiGuard analyses each transaction in real time and returns a risk score (0–100) with a decision: ALLOW, REVIEW, or BLOCK. It is designed for African fintech operators — mobile money, digital lending, payment gateways, and neobanks — who need fraud protection that understands local transaction patterns.
Core capabilities
- AI risk scoring — sub-100 ms decisions via REST API
- Fraud rule engine — velocity rules, threshold rules, AML conditions, custom logic
- Shadow mode testing — run new rules in production without affecting live decisions
- AML monitoring — PEP and sanctions screening, transaction monitoring
- Entity graph analysis — links customers, devices, IPs, and counterparties
- Behavioral biometrics — device fingerprinting and session signals via JavaScript SDK
- Case management — analyst review queues, audit logs, RBAC
- Integrations — REST API, JavaScript SDK, webhooks, database sync, AWS SQS, CSV/JSON batch imports
Who it is for
MaiGuard is built for African fintech companies: mobile money operators, digital lenders, payment gateways, neobanks, and any platform processing financial transactions across Nigeria, Ghana, Kenya, South Africa, Egypt, and 8 additional African markets.
Pricing
- Sandbox — Free. 10,000 API calls/month. No credit card required.
- Startup / Growth — Paid monthly plans with higher limits, ML scoring, and priority support.
- Enterprise — Custom pricing, unlimited volume, dedicated SLA, and implementation support.
See full pricing at maiguard.com/en/pricing.
Frequently asked questions
- How quickly can I integrate MaiGuard?
- Most developers complete integration in under 15 minutes using our SDKs. Sign up, get API keys, install the SDK, and make your first call.
- Do I need a credit card to start?
- No. The Sandbox plan is completely free with 10,000 API calls per month.
- Which programming languages are supported?
- Official SDKs for Node.js, Python, PHP, Go, and a browser JavaScript SDK. Any language that can make HTTP requests works with the REST API.
- What is shadow mode?
- Shadow mode lets you run new fraud rules in parallel with live traffic to see what decisions they would have made — without affecting real transactions. Use it to validate rules before going live.
- Where is MaiGuard available?
- MaiGuard supports transactions in Nigeria, Ghana, Kenya, South Africa, Egypt, Tanzania, Uganda, Rwanda, Senegal, Côte d'Ivoire, Cameroon, and Ethiopia.
Trust & compliance
MaiGuard is operated by Maiguard Sentinel Limited. The platform is designed with NDPR-aligned data handling, configurable data retention, audit logs, and role-based access control (RBAC). Privacy policy, terms of service, and data retention policy are published at maiguard.com/en/privacy.
Developer resources
