Fraud infrastructurefor payment platforms
Control payment fraud operations from one configurable API. Tailored to your risk appetite, markets, and use cases, it combines real-time risk scoring, AML risk assessment, fraud-ring detection, entity graph intelligence, and behavioral analysis — built to scale with your business and stay ahead of evolving abuse.
Trusted by leading businesses moving money across Africa
The Platform
Every signal processed.
Every threat stopped.
MaiGuard sits at the center of your fraud infrastructure — ingesting raw signals from every channel and returning precise ALLOW, REVIEW or BLOCK decisions in under 200ms.
How it works
Integrate once. Protect forever.
From API key to live fraud protection in minutes.
Install the SDK
Add our package to your project. npm install @maiguard/sdk. SDKs for Node.js, Python, PHP and Go.
Send a transaction event
Call our /score endpoint with the transaction payload. We return a risk score and decision within 200ms.
Act on the decision
ALLOW, REVIEW or BLOCK — your application handles the action. Build your own rules to override defaults.
Products
The complete fraud
prevention stack
Risk & AML scoring
Sub-200ms decisions from your rule sets—velocity, lists, AML metadata, graph-aware conditions, and behavioral signals you configure.
Sub-200ms Decisions
Co-located infrastructure across West, East and Southern Africa for ultra-low latency.
Custom Rule Engine
Build, test and deploy fraud rules without code changes. Shadow mode before going live.
Data Residency
Transaction data stays within African borders. Built to align with NDPR, POPIA and major African data protection frameworks.
For Developers
Integrate in Minutes, Not Weeks
Our developer-friendly API makes fraud detection integration seamless. Get started with just a few lines of code.
Industries
Built for every African fintech vertical
Native understanding of local payment rails, mobile money flows, and transaction patterns unique to African markets.
Security
Enterprise-grade security,
built into every layer
Protecting your transactions and customer data is our highest priority. Every component of MaiGuard is engineered with security as a first principle — not an afterthought.
AES-256 Encryption
All data encrypted at rest and in transit using military-grade encryption across every API call and stored record.
Real-time Monitoring
Continuous behavioral surveillance detects anomalous patterns the moment they emerge — before damage occurs.
Zero-trust Architecture
Every request is authenticated, scoped and logged. No implicit trust, no standing access — every session verified independently.
Secure API Design
Signed payloads, rotating API keys, IP allowlisting and strict rate limiting keep your integration surface tightly locked down.
Data Residency
Your customer data never crosses regional borders. Built to align with NDPR, POPIA and major African data protection frameworks.
Tamper-proof Audit Logs
Every decision, override and config change is immutably logged — giving you complete forensic traceability at all times.