Changelog

One customer risk model

• Declared risk profile on Verify — pass what you know about a subject (sector, product, channel) as risk_profile on /v1/verify/identity, and the identity's AML risk report scores those dimensions instead of leaving them blank; a risk level you declare acts as a floor
• One bounded risk model — the identity risk report and the customer risk score now share the same five signed-off dimensions and the same weights, so the two views of one person can no longer disagree about the model; every dimension keeps a minimum weight nobody can switch off
• Honest partial views — a dimension with no evidence is excluded and listed as “not assessed” on the report, never scored at a made-up neutral, so a low score can't masquerade as a full assessment
• Verifications that create customers (upsert linking) now carry the declared risk profile onto the customer record — declare once, both the identity report and the customer risk score hear it